Cardless  credit you control.

Bip. Digital credit with no hidden fees. Check your eligibility without impacting your credit rating.

Check my eligibility

29.9% APR

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Apple Pay Icon Google Pay Icon Mastercard Icon
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Quick and  simple setup

Check you are eligible with no impact on your credit score. If it's looking good, download the app, apply and add Bip to your Apple Pay or Google Pay and you're good to go.

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Homepage Spending Cap

Tap. Cap.   Control.

Spend safely and securely using your phone, just like a credit card - whether online, in-store or in-app. Set yourself spending caps and get instant balance updates. With no card, there's less hanging around.

No fees.
No fees.
No fees.
No fees.
No fees.
No fees.
No fees.

 

No
hidden
fees.

Just one
interest rate.

That's it. No annual charges, no late payment or overlimit fees, and nothing extra for using it abroad. Zilch.

Homepage Bip Icon Payment Boost

Decide how  credit works for you.

With features like boosted payments, spending caps and instant balance updates available via an app, managing your credit has never been easier.

Learn more

See if you’re eligible for Bip.

With no impact to your credit rating.

Check my eligibility

29.9% APR

Apple Pay Icon Google Pay Icon Mastercard Icon
Apple Pay Icon Google Pay Icon Mastercard Icon
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