Cardless credit you control.

Bip. Digital credit with no hidden fees. Check your eligibility without impacting your credit rating.

Check my eligibility

Representative (variable). Starting credit limit from £250 to £1,200.

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Bip mobile app. Badge highlighting Best new credit card 2022

Don't forget: Failure to make payments on time or to stay within your credit limit may make obtaining credit in the future more expensive and difficult.

Quick and simple setup

Check you are eligible with no impact on your credit score. If it's looking good, download the app, apply and add Bip to your Apple Pay or Google Pay and you're good to go.

Tap. Cap.
Control.

Spend safely and securely using your phone, just like a credit card - whether online, in-store or in-app. Set yourself spending caps and get instant balance updates. With no card, there's less hanging around.

No fees.
No fees.
No fees.
No fees.
No fees.
No fees.
No fees.

 

No hidden fees.

Just one interest rate.

That's it. No annual charges, no late payment or overlimit fees, and nothing extra for using it abroad. Zilch.

Decide how credit works for you.

With features like boosted payments, spending caps and instant balance updates available via an app, managing your credit has never been easier.

Learn more

See if you're eligible for Bip.

With no impact to your credit rating.

Check my eligibility

Representative (variable). Starting credit limit from £250 to £1,200.

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Phone with a tick symbol on screen