Don't forget: Failure to make payments on time or to stay within your credit limit may make obtaining credit in the future more expensive and difficult.
A new kind of credit.
The new credit app with instant balance updates, no hidden fees and spend caps set by you.
Cap your spend
Set your own spending caps and never overspend.
No fees. Ever.
No annual charges, no late payment or overlimit fees, and nothing extra for using it abroad.
Instant balance updates to know your spend and stay under control.
Download the app, apply and add Bip to your Apple Pay or Google Pay and you’re ready to go.
See if you're eligible for Bip.
With no impact to your credit rating.Check my eligibility
Representative (variable). Starting credit limit from £250 to £1,200.
How to spend
Find your Bip number, expiry date and CVV on the app. Grab and drop your details into the payment section in your basket.
Apple Pay / Google Pay
Make secure purchases online or in-store within minutes of setup. Add Bip to your Apple Pay or Google Pay and you’re ready to go.
You can spend above £100 in many stores using Apple Pay and Google Pay.
Safe and secure payments
Bip is supported by Mastercard which means it has the standard fraud prevention and purchase protections you’d get with a regular credit card. Apple Pay and Google Pay are also both safe and secure ways of making contactless purchases, and just as easy as plastic.